It allows you to make domestic and international payments promptly at the cheapest cost.
- Make payments both domestically and internationally without complications;
- You will be able to perform international payments using your MNT account, where non-cash exchange rate will apply depending on the currency of your transactions.
- Currency of your choice such as MNT, USD, and CNY will be connected to your card.
- The payment will proceed through your account which has the same currency as the transaction currency; hence there is no loss from currency exchange.
- Accumulation of interest earnings for account balance;
- Open overdraft credit accounts;
- Receive services from all card servicing entities in Mongolia and abroad;
- Payments through wide range of local merchants;
Requirement: To be employed at a company that signed a salary cooperation agreement with XacBank.
Terms and conditions:
|Classic card||Gold card|
|Minimum balance requirement||-|
|Maximum daily cash withdrawal limit||5,000,000 төг||20,000,000 төг|
|Maximum daily purchase limit (POS transaction)||5,000,000 төг||20,000,000 төг|
|Card replacement||10,000 төг|
|PIN code recovery /card with chip/||10,000 төг|
|PIN code recovery /card with magnetic/||1000 төг|
|PIN code change fee /ATM/||100 төг|
|Annual fee for a supplementary card||10,000 төг|
|Cash withdrawal||In abroad /АТМ, POS/||1.5% or minimum 3000 MNT|
|At XacBank branch /USD, CNY/||0.25%|
|At XacBank branch /MNT/||200 MNT|
|Card account balance interest rate /per annul/||MNT /above 100,000 MNT/||3.6%|
|USD /above 100 USD/||1.2%|
|CNY /above 300 CNY/||1.2%|
- Personal ID or international passport of Mongolia;
- Official letter from the organization (in case establishing new contract with the bank).