UnionPay card overseas usage guide
UnionPay card is accepted in over 150 countries by 26 million organizations and 1.9 million ATMs around the world.
You can receive discounts and promotions by using your UnionPay card while traveling overseas. You can get more information here.
Make sure you check the following checklist before you travel:
- Expiry date of the card;
- The working condition of the card;
- If you have loan payments due;
- If necessary, register joint owner or authorized representative.
You can check the list of countries that accept UnionPay card here.
How payments are made through UnionPay card?
- You are able to make international payments using your one currency account, where non-cash exchange rate will apply depending on the currency of your transactions;
- If you have not linked your other currency accounts to your card, payments will be made from your main account;
- Payments will not be made if your balance is insufficient in the account you are making payment even when other accounts’ balance is sufficient.
