Union Pay classic card

You can make all your personal payments using this Dual Brand card.

Benefits:

• Make payments both domestically and internationally without complications;
• You will be able to proceed international payments using your MNT account, where non-cash exchange rate will apply depending on the currency of your transactions;
• Currency of your choice such as MNT, USD, and CNY will be connected to your card;
• The payment will proceed through your account which has the same currency as the transaction currency, hence there is no loss from currency exchange;
• No minimum balance is required;
• Link all your current accounts at XacBank to your payment card and make payments and settlements using internet bank and ATM;
• Open overdraft credit accounts;
• Receive services from all card servicing entities in Mongolia and abroad
• Withdraw cash (CNY) at “Bank of Inner Mongolia” branches.

Terms and conditions:

Conditions	Fees and charges
Annual fee	MNT 10,000
Minimum balance required	MNT 0
Maximum daily cash withdrawal limit	MNT 5,000,000
Maximum daily purchase limit (POS)	MNT 5,000,000
Card replacement fee	MNT 10,000
PIN code recovery fee /at branch/	MNT 1000
PIN code change at ATM	MNT 0
Cash withdrawal	Abroad /АТМ/	1.5% or equal to MNT 3000
	XacBank branch /USD, CNY/	0.25%
	XacBank branch /MNT/	MNT200
Balance inquire on an ATM	XacBank ATM	MNT 0
	Other domestic banks' ATM	MNT 100
	Abroad bank ATM	MNT 1000 or equal currency
Cash withdrawal at “Bank of Inner Mongolia” branches	Maximum daily limit 200,000 CNY
	Minimum single transaction amount 10,000 CNY

Required documents:

• If Mongolian citizen - Id or international passport of Mongolia;
• If foreign citizen - Certificate of alien registration