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Vehicle insurance

Required documents:

  • Information about the owner- ID card, certificate of the legal entity;
  • The vehicle certificate and other documents;
  • The vehicle name, model, serial number and other information;
  • Market value of the vehicle or financial documents of purchase.
Vehicle insurance

This type of the insurance aims to protect the vehicle against possible risks and damages caused by natural force major events, intentional or unintentional actions by a third party, robbery or burglary, while the vehicle was moving or parking.

Possible risks against the vehicle

  • Accidents;
  • Intentional action by a third party;
  • Plumbing risk;
  • Fire;
  • Natural force events;
  • Robbery, burglary;
  • Driver’s sudden accident.

List of required documents

  • Information about the owner- ID card, certificate of the legal entity;
  • The vehicle certificate and other documents;
  • The vehicle name, model, serial number and other information;
  • Market value of the vehicle or financial documents of purchase**.

List of materials for insurance claims

  • Application by the insured;
  • Review made by relevant organizations ( for example, accident report by Traffic Police);
  • Damage evaluation report;
  • Insurance contract, original copy of the insurance policy;
  • ID cards and driver’s licenses of the drivers involved, the vehicles ID-s;
  • Other required materials.

* An insurance company has different types of risks and associated rates vary for that particular property to be insured.

** Though the insurance valuation fully depends on the choice made by the insured, the insurer usually advises to determine the insurance valuation at a rate equal to market value because if an insurance accident occurs, percentage of the damages to be indemnified is defined based on the pro-rata allocation principle .

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