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Classic card

Maximum daily cash withdrawal limit

5,000,000 MNT

Maximum daily purchase limit (POS)

5,000,000 MNT

XacBank атм cash out fee

0 mnt


Frequently asked question

Click here to see frequently asked questions.

Classic card

We offer you a classic card which you can use to make all your international and domestic payments and transactions in the cheapest, fastest and easiest way.


  • Purchase goods and services from domestic websites promptly;
  • Use your payment card with ease when you travel;
  • Accumulate interest on cash balance in your account;
  • Make non-cash payments without any fees and commissions;
  • Latest chip technology of highest security;
  • Secure online payments;

Terms and conditions:

Fees and charges
Card validity
5 years
Annual fee
MNT 10,000
Maximum daily cash withdrawal limit
MNT 5,000,000
Maximum daily purchase limit (POS transaction)
MNT 5,000,000
Card replacement fee
MNT 10,000
PIN code recovery at branch
MNT 1,000
PIN code change at ATM
Cash withdrawal
In abroad /АТМ, POS/1.5%
At XacBank branch /USD/
At XacBank branch /MNT/
Card account balance interest rate
(not until 1st July, 2021)
over 100 USD  1.0% (per annum)

over 100,000 MNT 3.6% (per annum

Required documents:

  • If Mongolian citizen - Id or international passport of Mongolia;
  • If foreign citizen - Certificate of alien registration;
  • Application for payment card and contract;
  • Additional documents for new customers.


What to do when lost/stolen you card?

Please call the Customer Service Center at 1800-1888. The card will be temporarily closed, you will have to open the card and request the card at the nearest XacBank branch and settlement center if you find your card
If you want to order a new card, please go to your branch to order a new card.
Lost/stolen card is not reported to bank immediately, any unrecognized transactions would be cardholder's responsobility.

What can I do if I forgot my password?

If you have a Visa card, please visit our branch to order your new card. Because Visa card has CHIP that meets international security standards, the PIN code can not be changed remotely.
If you have an UNIONPay card, please contact your nearest XacBank branch along with your documents and change your PIN code.

how to make online purchase?

Please get an E-pin code from XacBank ATM (without charge). 

When you do online purchase provide with below card details:

  • 16-digit number on the front of card;     
  • Card expiration date;     
  • E-pin code from ATM;     
  • CVV2 code at the back of the card.

How much money can I withdraw from ATM?

One-time bills for ATMs in Mongolia are limited to 40.

But internationally, one-time transaction limit is different for depends on banks.

How much is the daily transaction limit?

The daily transaction limit for each card is different.

Card type

Maximum cash spending per day

Maximum purchase transaction

₮ and UnionPay dual brand card

5,000,000 MNT

5,000,000 MNT

VISA card

5,000,000 MNT

5,000,000 MNT

Platinum card (Visa, UPI)

20,000,000 MNT

20,000,000 MNT

Temuulel card

250,000 MNT

1,000,000 MNT

Credit card

30% of credit card limit

Credit card limit

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