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Salary loan

Loan size

Loan amount is depends on customer’s creditworthiness, length of loan and collateral

Loan period


Interest rate

Monthly rate: 1.5% - 1.8%

Annual rate: 18.0% - 21.6%

Cashback request

Loan calculator

The loan is deducted from the salary each month with interest.


Frequently asked question

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Salary loan

You can qualify for a salary loan if you receive your salary through XacBank.


  • Credit decision is promptly resolved and made;
  • Additional financing is available during the loan period.

Loan terms:

termsvia digital bankthrough branch
Loan size300,000 - 50,000,000 MNTabove 300,000 MNT
Interest rate*Monthly rate1.7%1.5% - 1.8%
Annual rate20.4%18.0% - 21.6%**
Loan period30 months
Service fee0.5%1%

** - Annual percentage rate: 18.89%-21.75% 


  • To have been employed for last 6 months;
  • No bad loan history.

Required documents:

  • Application form for consumption loan (request the form from XacBank branch office or download here);
  • 3х4 sized photo;
  • ID card and its copy (no need for notary);
  • Social Insurance Book and its copy (no need for notary);
  • Salary reference if Social Insurance Book does not reflect your real salary amount (request from XacBank branch office or download here);
  • Other.

Online loan which is able to solve your problems easily.

Amar loan

Salary loan

What is the eligibility of salary loan?

You can get salary loan if you have worked for a legal entity for at least 6 months, not in trial period, and working for a company that have cooperation agreement with XacBank. You are eligible if you changed your job without trail period.

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