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Platinum card (VISA)

Maximum daily cash withdrawal limit

20,000,000 MNT

Maximum daily purchase limit (POS)

20,000,000 MNT

XacBank ATM cash out fee



Frequently asked question

Click here to see frequently asked questions.

Platinum card (VISA)

XacBank offers you globally recognized and accepted VISA Platinum Card that deserves superior quality exclusive service worldwide.


  • Make payments both domestically and internationally without any problem;
  • You will be able to proceed international payments using your MNT account, where non-cash exchange rate will apply depending on the currency of your transactions;
  • Accumulate interest on your account balance;
  • Sub-cards at discounted terms;
  • No minimum balance is required;
  • Link all your current accounts at XacBank to your payment card and make payments and settlements using internet bank and ATM.

Additionally, you will enjoy other services during your overseas travel. For instance:

  • Priority Pass which comes along with the Platinum Card is a Membership pass which allows you to use VIP lounges at the over 600 international airports worldwide. VIP lounges will offer you the following service:
    • Internet;
    • Meeting room;
    • Snacks and drinks;
    • Comfortable and cozy environment.

You will find a list of VIP lounges from www.prioritypass.com webpage.

  • Information assistance;
  • Discount at internationally recognized merchants;
  • Access to information of hotels and resorts /address, time table, phone number/ and make reservation;
  • Access to plane ticket and flight schedule and make reservation.

Terms and conditions:

Fees and charges
Annual fee
500,000 MNT
Maximum daily cash withdrawal limit
MNT 20,000,000
Maximum daily purchase limit (POS)
MNT 20,000,000
Card replacement fee
PIN code recovery fee
Annual fee for a supplementary fee
MNT 50,000
Cash withdrawal
In abroad /АТМ/
1.5% or equal to MNT 3000
At XacBank branch /USD/
At XacBank branch /MNT/
MNT 200
Balance inquire on an ATM
XacBank ATM
Other domestic banks' ATM
MNT 100
Abroad bank ATM
MNT 1000 or equal currency
Cash withdrawal at “Bank of Inner Mongolia” branches
Maximum daily limit 200,000 CNY
Minimum single transaction amount 10,000 CNY

Required documents:

  • If Mongolian citizen - Id or international passport of Mongolia;
  • If foreign citizen - Certificate of alien registration;

Online loan which is able to solve your problems easily.

Amar loan


What to do when lost/stolen you card?

Please call the Customer Service Center at 1800-1888. The card will be temporarily closed, you will have to open the card and request the card at the nearest XacBank branch and settlement center if you find your card
If you want to order a new card, please go to your branch to order a new card.
Lost/stolen card is not reported to bank immediately, any unrecognized transactions would be cardholder's responsobility.

What can I do if I forgot my password?

If you forgot or blocked PIN code of your payment card, you can use our digital bank and select PIN change function from the card menu, to renew your PIN code. If you are not registered in our digital bank, please click HERE to register. 

Click HERE to see video tutorial of changing PIN code. 

how to make online purchase?

Please get an E-pin code from XacBank ATM (without charge). 

When you do online purchase provide with below card details:

  • 16-digit number on the front of card;     
  • Card expiration date;     
  • E-pin code from ATM;     
  • CVV2 code at the back of the card.

How much money can I withdraw from ATM?

One-time bills for ATMs in Mongolia are limited to 40.

But internationally, one-time transaction limit is different for depends on banks.

How much is the daily transaction limit?

The daily transaction limit for each card is different.

Card type

Maximum cash spending per day

Maximum purchase transaction

VISA FIFA World Cup Qatar 2022 themed official card
10,000,000 MNT
10,000,000 MNT

₮ and UnionPay dual brand card

5,000,000 MNT

5,000,000 MNT

VISA card

5,000,000 MNT

5,000,000 MNT

Platinum card (Visa, UPI)

20,000,000 MNT

20,000,000 MNT

Temuulel card

250,000 MNT

1,000,000 MNT

Credit card

30% of credit card limit

Credit card limit

Click here to see other FAQs