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MIAT Credit Card

Max. credit limit

25 million mnt


interest rate

2%



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Frequently asked question

Click here to see frequently asked questions.

MIAT Credit Card

Earn miles for every purchase you make and spend your miles on MIAT’s products, services and flights.

Card benefits:

  • Enjoy credit limit up to MNT25 million;
  • Earn miles with your purchases;
  • Redeem your miles for MIAT products and services including exclusive access at MIAT business lounge;
  • Make purchases conveniently while you travel overseas in 200+ countries;
  • Get free notification service for your transactions powered by XacInfo;
  • No interest charged on purchase transaction if the total balance is paid on the due date.

How to earn miles:

  • Receive 1 mile for every MNT10,000 spent in Mongolia by using your MIAT credit card on any XacBank POS;
  • Earn miles internationally by swiping your MIAT credit card at any bank’s POS in the world.

Condition:

Conditions
fee
Currency
MNT
Annual card fee
MNT 30,000
Maximum credit limit
MNT 25,000,000
Minimum credit limit
MNT 1,500,000
Non-cash transaction interest rate  /monthly/
2% /monthly/, 24% /annual/
Cash withdrawal interest rate /monthly/
2.8% /monthly/, 33.6% /annual/

MILE USAGE ON MIAT FLIGHTS:

DESTINATION
ECONOMIC CLASS /1 WAY/
ECONOMIC CLASS /2 WAYS/  
BUSINESS CLASS /1 WAY/
business CLASS /2 WAYS/
UPGRADE TO BUSINESS CLASS (1 ways/2ways)
ONE PIECE OF FREE LUGGAGE FOR EVERY FLIGHT
Beijin7,500
15,000
10,000
20,000
6,000/12,000
3,000
Seoul12,500
25,000
15,500
31,000
10,000/20,000
4,000
HongKong18,500
37,000
22,500
45,000
15,000/30,000
5,500
Тokyo
19,000
38,000
23,500
47,000
15,000/30,000
4,500
Moscow29,000
58,000
36,000
72,000
23,000/46,000
5,500
Berlin38,500
77,000
48,000
96,000
31,000/62,000
9,000
Frankfurt38,500
77,000
48,000
96,000
31,000/62,000
9,000
Moscow-Berlin10,000
20,000
15,000
30,000
8,000/16,000
5,000
Busan15,000
30,000
18,500
37,000
15,000/30,000
4,500
Bangkok22,500
45,000
27,500
55,000
23,000/46,000
6,000

MILES USAGE ON OTHER SERVICE AND PRODUCTS:

PRODUCT NAMe
MILES
Business lounge at airport  
1,000
Travel pillow
550
Tie clip
700
Passport travel bag
650
USB flash driver1,000
Bag for shirt and tie
850
Boeing-767 model
1,350
Wrist watch model-3609S3
3,500
Wrist watch model-M6601SS-D
2,500
Wrist watch model- 3613B14,500
Airplane model 1:100
6,000
Airplane model 1:200
4,500
Borrussia Dortmund key ring1,500
Borrussia Dortmund mug
1,500
Borrussia Dortmund EMMA soft toy
2,500
Borrussia Dortmund colour pen
1,000
Borrussia Dortmund ballpoint pen
1,000


How to redeem your miles:

  1. Log into your internet banking account and click the “REDEEM YOUR MILES” button in the credit card section;
  2. Click the “REDEEM YOUR MILES” button in the monthly credit card statement which is sent to the registered email address.

You will be eligible to spend your miles 24-72 hours after your request has been made.

МИАТ credit card

What is credit card?

Credit card is one type of payment card and designed for non-cash transactions. Cash repayment rates are higher than non-cash transactions.

How to get a billing invoice?

The Bank will notify you via your registred e-mail or text message to your mobile phone number (as per credit card terms). You are able to also check in credit card section in internet banking.

How to pay credit card payment?

According to monthly statement, all payment or mandatory payment should be paid before due date. Payment can be paid by:  

  • Using Internet banking and mobile banking;
  • Visit the nearest branches;
  • Or use Cash Recycling Machine.

How to earn miles on MIAT credit card?

  • Receive 1 mile for every MNT10,000 spent in Mongolia by using your MIAT credit card on any XacBank POS;
  • Earn miles internationally by swiping your MIAT credit card at any bank’s POS in the world.

Please check you collected miles on monthly payment statement.

How to redeem your miles?

Please CLICK HERE to how to redeem your miles.

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