loan terms
| terms | Private house | town house |
|---|---|---|
| Loan amount | up to 400 million MNT | |
| Maximum loan term | 240 months | |
| Minimum loan term | 6 months | |
| Annual interest rate | 12% | |
| Down Payment Required from the Borrower | 20% | |
| Location of house | Unspecified | |
| House area in m2 | Unspecified | |
| Loan Application Fee | 0 MNT | |
| Service Fee | Down Payment (20%) - 0.5% Down Payment (above 20%) - 0% | |
| Temporary collateral | If the loan amount exceeds MNT 200,000,000, movable and immovable property is required as temporary collateral. | Real estate is required as temporary collateral. |
An external auditor will evaluate and verify the energy efficiency of your house, and the associated audit fee (2% of the total construction cost) will be borne by XacBank.
purpose
- The purpose of this loan is to finance the construction of energy-efficient houses that meet the requirements of the project.
- The houses to be financed by the loan shall be constructed according to the approved design and budget by experienced companies that fulfill the requirements of the project.
required documents
- Citizen’s Identity Card
- 1 Photo of the Applicant
- Proof of Residency
- Land Certificate
- Employment Agreement
- Employer’s Statement (form of the statement to be provided by XacBank)
- Social Insurance Booklet
- The documents specified in 5 and 6 do not apply to applicants with revenues from their own businesses. Proof of household and business income (bank account statements)
- Proof of funds for down payment
- In case the applicant has existing loans, all active loan agreements
* If you wish to determine whether or not you are eligible for a loan, or the loan amount you are eligible for, please visit your nearest XacBank branch with a Proof of Social Insurance Payment (obtained from a government Rapid Service Point).
approved construction companies for energy-efficient houses
| № | Компаниуд | Эрчим хүчний хэмнэлт | м2-ын үнэ | Утас |
|---|---|---|---|---|
| 1 | Хайбрид хаус ХХК | 61% | 3.3 сая | 88106942, 77771221 |
| 2 | Гранд Авгуш ХХК | 36% | 2.9 сая | 88116605, 88069282 |
| 3 | Изо Хаус ХХК | 36% | 2.7 сая - 3.9 сая | 75759009, 88835183 |
| 4 | АЙ МЭЙДАЛ ХХК /Enso Village Passive House/ | 29% | 3.2 сая (хотхоны төсөл) | 99875595, 99065059 |
| 5 | Эрдэнэс түмэн хаус ХХК | 41% | 2.9 сая | 80303344,91119608 |
| 6 | "Түшигт ХОТ хаус" ХХК | 30% | 2.8-3.3 сая | 90078486, 99069332 |
| 7 | Брэнд трейд ХХК-Tiny house | 30% | 3.1 - 3.3 сая (камин зуух, террас багтсан үнэ) | 94096633 |
| 8 | Зебра хаус ХХК | 27% | 2.7 сая | 77110707 89099838 89099566 |
| 9 | Воркмастер ХХК | 31% | 2.0 - 3.1 сая | 99232628 |
| 10 | Тимхас хаус ХХК | 46% | Канад технологи 2,100,000 Мак блок 2,500,000 | 99120545 99948884 |
| 11 | БӨОМ инженеринг ХХК | 27% | Нэг давхар 3,300,000 Хоёр давхар 3,500,000 | 91915952 91925952 |
| 12 | От Ца Ми ХХК | 21% | 2.1 сая | 88700780, 990708, 99700730 |
| 13 | Шинэлэг сууц ХХК | 29% 49% 49% | Канад- 2.2 сая 2.4 сая Мак Блок- 2.5сая | 99994882 |
| 14 | Гэр Плаг (Ger Plug) ХХК | 39% | 1.8-2.1 сая | 89110886 |
