loan terms
| terms | Private house | town house |
|---|---|---|
| Loan amount | up to 180 million MNT | up to 200 million MNT |
| Maximum loan term | 240 months | |
| Minimum loan term | 6 months | |
| Annual interest rate | 12% | |
| Down Payment Required from the Borrower | 20% | |
| Location of house | Unspecified | |
| House area in m2 | Unspecified | |
| Loan Application Fee | 0 MNT | |
| Service Fee | Down Payment (20%) - 0.5% Down Payment (above 20%) - 0% | |
| Temporary collateral | Not required | Required |
An external auditor will evaluate and verify the energy efficiency of your house, and the associated audit fee (2% of the total construction cost) will be borne by XacBank.
purpose
- The purpose of this loan is to finance the construction of energy-efficient houses that meet the requirements of the project.
- The houses to be financed by the loan shall be constructed according to the approved design and budget by experienced companies that fulfill the requirements of the project.
required documents
- Citizen’s Identity Card
- 1 Photo of the Applicant
- Proof of Residency
- Land Certificate
- Employment Agreement
- Employer’s Statement (form of the statement to be provided by XacBank)
- Social Insurance Booklet
- The documents specified in 5 and 6 do not apply to applicants with revenues from their own businesses. Proof of household and business income (bank account statements)
- Proof of funds for down payment
- In case the applicant has existing loans, all active loan agreements
* If you wish to determine whether or not you are eligible for a loan, or the loan amount you are eligible for, please visit your nearest XacBank branch with a Proof of Social Insurance Payment (obtained from a government Rapid Service Point).
approved construction companies for energy-efficient houses
| № | Компаниуд | Эрчим хүчний хэмнэлт | м2-ын үнэ | Утас |
|---|---|---|---|---|
| 1 | Сакура Пропертиз ХХК | 90% | 2.5 сая | 89808980 |
| 2 | Хайбрид хаус ХХК | 61% | 3.3 сая | 88106942, 77771221 |
| 3 | Гранд Авгуш ХХК | 36% | 2.9 сая | 88116605, 88069282 |
| 4 | Изо Хаус ХХК | 36% | 2.7 сая - 3.6 сая | 75759009, 88835180 |
| 5 | АЙ МЭЙДАЛ ХХК /Enso Village Passive House/ | 29% | 3.2 сая | 99875595, 99065059 |
| 6 | Мишээл кристал хаус ХХК | 28% | 2.8 - 3 сая | 88110427, 88033697 |
| 7 | СИП Мульти Хаусинг ХХК | 27% | 3 - 3.4 сая | 99115167 |
| 8 | Эрдэнэс түмэн хаус ХХК | 27% | 2.6 - 2.8 сая | 80303344, 90903345 |
| 9 | MOJO HOME төсөл | 24% | 2.7 сая | 99970845 |
| 10 | Хэрлэн орхон туул ХХК | 25% | 2.35 - 3.1 сая | 90078486, 99069332 |
| 11 | Хадат Вилла - 4 | 33% | 3.1-3.7 сая төгрөг | 7713-3355 |
| 12 | Ориентал Сэвор ХХК /Гэртү төсөл/ | 39% | 2.2 сая | 99013228 |
