The Board of Directors of XacBank JSC has announced the extraordinary general meeting of the shareholders (the “EGM”) to be conducted through online ballot voting by its Resolution No. R-2025-30 dated 21 August 2025 pursuant to Article 73.1 of the Company Law.

XacBank Official Address: XacBank HQ Bldg, Prime Minister Amar’s Street, Sukhbaatar District, Ulaanbaatar-14200, Post Branch 20A, PO Box-72, Mongolia.

Delivery Date of Ballot Template to Shareholders: 29 August 2025 through delivery to brokerage and dealer companies, and disclosure by XacMeeting App and the XacBank website.

Period for Receipt of Online Ballot Votes: Between 18 September 2025 and 10 October 2025.

Record Date of Shareholders: The record date for shareholders eligible to participate in the EGM is set on 15 September 2025.

EGM Agenda:

· Declaration and Distribution of Interim Dividends from the 2025 First Half-Year Earnings.

· Amendments to the Dividend Policy of XacBank JSC.

Starting from 29 August 2025, shareholders may review the pre-reading materials through the XacBank’s website (www.xacbank.mn), or on the XacMeeting application, an application dedicated to organizing XacBank shareholders’ meeting. Shareholders are invited to submit their votes electronically via XacMeeting application within the specified period.

Contact details:

Phone: +(976)-8508-1888

E-mail: investor-relations@xacbank.mn

Working hours: between 10:00 and 17:00 on working days

26 August 2025

EGM ORGANIZING COMMITTEE

The Board of Directors of XacBank JSC has announced the extraordinary general meeting of the shareholders (the “EGM”) through online ballot voting by its Resolution No. R-2025-28 dated 27 June 2025 pursuant to Article 73.1 of the Company Law.

XacBank Official Address: XacBank HQ Bldg, Prime Minister Amar’s Street, Sukhbaatar District, Ulaanbaatar-14200, Post Branch 20A, PO Box-72, Mongolia.

Delivery Date of Ballot Template to Shareholders: 07 July 2025 through delivery to brokerage companies, and disclosure by XacMeeting App and the XacBank website.

Period for Receipt of Online Ballot Votes: Between 25 July 2025 and 26 August 2025.

Record Date of Shareholders: The record date for shareholders eligible to participate in the EGM is set on 21 July 2025.

EGM Agenda:

·         Amendments to XacBank JSC Charter: Alignment of the Mongolian version with the English version.

·         An Amendment to XacBank JSC Charter: Designating the Mongolian version as the prevailing version if any language discrepancies arise.

Starting from 07 July 2025, shareholders may review the pre-reading materials through the Bank’s website (www.xacbank.mn), or on the XacMeeting application, an application dedicated to organizing XacBank shareholders’ meeting. Shareholders are invited to submit their votes electronically via XacMeeting application within the specified period.

Contact details:

Phone: +(976)-8508-1888

E-mail: investor-relations@xacbank.mn

Working hours: between 10:00 and 17:00 on working days

02 July 2025

EGM ORGANIZING COMMITTEE