The Board of Directors (the “Board”) of XacBank JSC has announced the 2026 annual general meeting of the shareholders (the “AGM”) by its Resolution No. R-2026-21 dated 20 March 2026, pursuant to Article 59.4 of the Company Law.

XacBank official address: XacBank HQ Bldg, Prime Minister Amar’s Street, Sukhbaatar District, Ulaanbaatar-14200, Post Branch 20A, PO Box-72, Mongolia

AGM venue, date and time: The meeting will be organized in a hybrid format, both in-person and virtual on 29 April 2026 at 09:00 hours (Ulaanbaatar city time), at the Ball Room of Shangri-La Hotel located at 19 Olympic Street, Sukhbaatar District 1, Ulaanbaatar, Mongolia.

Record date of Shareholders: Record date for registering shareholders eligible to participate in the AGM is set as 14 April 2026.

AGM Agenda:

-          Presentation:

1.      Independent Directors’ Report.

-          Decision items:

1.      Approval of the Board Review of the Annual Operational Report of XacBank for 2025;

2.      Approval of the Board Review of the Audited Financial Statements of XacBank for 2025;

3.      Approval of Distribution of Final Dividend from the 2025 Year-End Bank Earnings;

4.      Election of the Board for Tenure until 2028 AGM;

5.      Approval of the Board Budget for 2026.

Starting from 30 March 2026, shareholders may review the pre-reading materials through the Bank’s website (www.xacbank.mn), or, on weekdays at securities companies that are convenient for them.

Shareholders who are unable to attend the AGM in person, may submit their ballot votes electronically via the XacMeeting app from 10:00 hours on 17 April 2026 until the AGM ends.

Contact details:

Phone number: +(976)-8508-1888

E-mail address: investor-relations@xacbank.mn

Workig hours: between 10:00 a.m. and 17:00 p.m. on working days.

25 March 2026

AGM ORGANIZING COMMITTEE