Personal savings account

Savings account

Popular savings account

From flexible terms to compounding interest, our savings products are built to match your goals—no matter what you’re saving for.

Salary Deposit

More return and opportunities for your salary through consistent saving over time. We recommend you XacBank's Salary deposit.

Interest rate: 12.68%

Savings period: 5 years

More returns: Additional 10% bonus interest at the end of the year.

Future millionaire children savings

Save today for the future of your child.

Interest rate: 11.57% /yearly/

Savings period: Up to 18 years

The interest is calculated in a compounded basis monthly.

Regular term deposit

If you want to earn the highest interest income through savings for certain period, we recommend you XacBank's regular term deposit.

Interest rate: 9.38% - 12.68% /yearly/

Savings period: 3 - 24 months

Minimum balance: 20,000₮

Explore our savings accounts

Offering you optimal solutions designed to meet your needs.

For children
Withdrawals available
Long-term savings account

Future millionaire children savings

Savings that grow together with your child.

Interest rate: 11.57% /yearly/

Savings period: Up to 18 years

Interest is calculated in compound basis monthly.

Savings calculator

Account opening balance

₮

Monthly Contribution amount

₮

Duration (in months)

months

Savings interest rate per annum :

11.57 %

Total savings amount

0₮

Accrued cash

0₮

Earned interest

0₮

Featured savings accounts

Salary Deposit

More return and opportunities for your salary through consistent saving over time.

More returns – Additional 10% bonus interest at the end of the year;

More opportunities – Can withdraw up to 20% of your savings once per year;

More period - stable growth over 5, 10, 15 years;

Explore our new savings accounts

Our newest offerings to broaden your options.

Target savings

Salary Deposit

12.5%

The interest is calculated in a compounded basis monthly;

365

Select a savings period that fits your goals;

COMPARE THE SAVINGS ACCOUNTS

Review and compare the main features of our savings accounts to choose what’s best for you.

Interest rate

Nominal interest rate: 12.0%
Effective interest rate: 12.68%

Nominal interest rate: 4.8%-11.0%
Effective interest rate: 4.91%-11.57%

Nominal interest rate: 9.0% - 12.0%
Effective interest rate: 9.38% - 12.68%

Savings period

5, 10, 15 years

30-375 days

3-24 months

Advantages

More returns – Additional 10% bonus interest at the end of the year;
More opportunities – Can withdraw up to 20% of your savings once per year;
More period- stable growth over 5, 10, 15 years;

Open an account and name it based on your goal;
Set the duration freely to suit your goal;
Schedule and link regular transfers to achieve your target.

Interest is calculated in compound basis monthly;
The interest rate goes up as the balance in your deposit account increases;

ALL SAVINGS ACCOUNTS

All types of savings accounts offered by XacBank.

Salary Deposit

More return and opportunities for your salary through consistent saving over time. We recommend you XacBank's Salary deposit.

Interest rate

12.68%

Savings period

5 years

Target savings

Reach your savings goals faster.

Interest rate

4.91%-11.57%

Savings period

Open an account and name it based on your goal & set the duration freely to suit your goal.

Future millionaire children savings

Savings that grow together with your child.

Interest rate

11.57%

Savings period

Up to 18 years

Demand deposit

Manage your account as you wish and earn monthly interest income.

Interest rate

3.66%-4.91%

Regular term deposit

Save today for your future and earn the highest interest possible.

Interest rate

9.38% - 12.68%

Savings period

3-24 сар

Prepaid interest deposit

Possibility to spend the interest monthly.

Interest rate

9.6% - 12.0%

Savings period

6-24 months