Pursuant to its Resolution No. R-2026-02 dated 16 February 2026, the Board of Directors (the “Board”) of XacBank JSC (the “Bank”) has resolved to distribute a year-end dividend of MNT 30.00 (thirty) per share to the shareholders from the Bank’s earnings for the financial year 2025.

The date upon which shareholders are deemed eligible for participation in the Annual General Meeting is established as the Record Date for the shareholders entitled to the disbursement of the said year-end dividend.

The year-end dividend shall be paid following the Bank of Mongolia’s consent and the shareholders’ final approval in accordance with the Bank Charter.

The Bank has consistently implemented a policy of distributing dividends to its shareholders on a semi-annual basis. From its net profit for the first half of 2025, the Bank has distributed a dividend of MNT 18.00 (eighteen) per share on 16 October 2025. Accordingly, the total dividend for the year 2025 amounts to MNT 48.00 (forty-eight) per share.