XacBank generated net profit after tax of MNT 45.8 billion in Q2 2026, with annualized earnings per share (EPS) of MNT 168.1 and annualized ROE of 20.0%.

Financial highlights:

• The gross loan and financial lease portfolio expanded +11.8% QoQ to MNT 4,889 billion, driven by growth in corporate loans (+MNT 136 billion or +16.9% QoQ), retail loans (+MNT 177 billion or +6.8% QoQ), the financial lease portfolio (+MNT 131 billion or +18.2% QoQ), and the MSME segment (+MNT 71 billion or +28.1% QoQ).
• The non-performing loan (NPL) ratio improved by -0.3 percentage points QoQ, dropping to 2.2% of the total loan portfolio.
• Total current and savings account balances increased +9.2% QoQ to MNT 4,025 billion, supported by a +27.9% QoQ growth in current account balances (to MNT 1,081 billion) and a +3.6% QoQ growth in savings account balances (to MNT 2,944 billion).
• The Board distributed a final dividend of MNT 30.0 per share from the FY2025 net profit, bringing the total dividend disbursement for FY2025 to MNT 48.0 per share.
• As of the end of Q2 2026, all regulatory prudential ratios set by the Bank of Mongolia were fully met, including the Tier 1 Capital adequacy ratio of 18.4% (minimum threshold is 12.5%) and the liquidity ratio of 33.3% (minimum threshold is 25.0%).

The financial statements of XacBank JSC for Q2 2026 are available via the links below.

Statement of Financial Position: click HERE.

Statement of Profit or Loss: click HERE.

Financial and operational result: click HERE.