In operation for the past 6 months;

No previous bad credit history with other banks, financial institutions, individuals or legal entities;

Provide accurate and complete information as required by the bank;

To have the required business license from the relevant authority, valid until the loan maturity, or in case of special licenses with set periods, availability to obtain an extension until loan matures;

Maintains accounting records which are up to date and accurate with regards to the operation of the business; in case of legal entities, accounting bookkeeping;

In case of establishment of a legal entity during the process of doing business, said legal entity should have no bad credit history or bankruptcy record.