Cheap Car Insurance In Delaware 2025

The Cheapest Car Insurance Companies in Delaware for Good Drivers

Cheapest for...	Company	Average monthly cost in Delaware	Learn more
20-year-olds	California Casualty	$314	See Plans Via Forbes Advisor's Partner
30-year-olds	Travelers	$115	See Plans Via Forbes Advisor's Partner
40-year-olds	Travelers	$114	See Plans Via Forbes Advisor's Partner
50-year-olds	Travelers	$96	See Plans Via Forbes Advisor's Partner
60-year-olds	Travelers	$99	See Plans Via Forbes Advisor's Partner
70-year-olds	Travelers	$111	See Plans Via Forbes Advisor's Partner
80-year-olds	Travelers	$135	See Plans Via Forbes Advisor's Partner

Average rates are based coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state.
Source: Quadrant Information Services.
*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Cheap Car Insurance for 20-Year-Olds in Delaware

Young drivers in Delaware can face high insurance rates, especially if you’re not on a parent’s auto insurance policy. In Delaware, these insurers had the cheapest car insurance according to our analysis.

Cheapest Full Coverage Car Insurance for 20-Year-Olds in Delaware

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. California Casualty: $314 a month
2. Geico: $333 a month
3. State Farm: $342 a month
4. Progressive: $373 a month
5. Travelers: $480 a month

Cheapest Minimum Coverage for 20-Year-Olds in Delaware

If you’re looking for only the required auto insurance in Delaware, check prices from these companies.

1. California Casualty: $123 a month
2. Geico: $127 a month
3. State Farm: $137 a month
4. Travelers: $176 a month
5. Atlantic States: $178 a month

Cheapest Auto Insurance for 20-Year-Olds in Delaware With Poor Credit

Poor credit can cause a steep increase in car insurance rates compared to the same driver with good credit. We found these companies to have the cheapest rates in our analysis.

1. Geico: $506 a month
2. California Casualty: $517 a month
3. Travelers: $550 a month
4. Progressive: $623 a month
5. Allstate: $832 a month

Cheapest Auto Insurance for 20-Year-Olds in Delaware With a Speeding Ticket

Be prepared for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis, these companies have the cheapest car insurance in Delaware for drivers with a speeding ticket.

1. California Casualty: $370 a month
2. State Farm: $376 a month
3. Progressive: $458 a month
4. Geico: $476 a month
5. Travelers: $477 a month

Cheapest Car Insurance in Delaware for 20-Year-Olds With an At-Fault Accident

Below are the cheapest companies we found for Delaware drivers who caused an accident that injured someone else.

1. State Farm: $398 a month
2. California Casualty: $476 a month
3. Travelers: $502 a month
4. Progressive: $502 a month
5. Geico: $615 a month

Cheapest Auto Insurance for 20-Year-Olds in Delaware After a DUI

Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Delaware who have a DUI conviction.

1. State Farm: $365 a month
2. Progressive: $463 a month
3. Allstate: $706 a month
4. Geico: $718 a month
5. Travelers: $753 a month

Cheap Car Insurance for 30-Year-Olds in Delaware

Drivers age 30 in Delaware can find high insurance costs depending on their driving record. Here’s a look at the cheapest companies for a variety of common driving records.

Cheapest Full Coverage Car Insurance for 30-Year-Olds in Delaware

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Travelers: $115 a month
2. State Farm: $183 a month
3. Progressive: $202 a month
4. Geico: $204 a month
5. California Casualty: $213 a month

Cheapest Minimum Coverage for 30-Year-Olds in Delaware

If you’re looking for only the required auto insurance in Delaware, check rates from these companies.

1. Travelers: $45 a month
2. State Farm: $67 a month
3. Geico: $76 a month
4. California Casualty: $82 a month
5. Atlantic States: $85 a month

Cheapest Auto Insurance for 30-Year-Olds in Delaware With Poor Credit

Poor credit can cause a significant increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.

1. Travelers: $212 a month
2. Geico: $307 a month
3. Progressive: $341 a month
4. California Casualty: $351 a month
5. State Farm: $471 a month

Cheapest Auto Insurance for 30-Year-Olds in Delaware With a Speeding Ticket

Be prepared for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis, these companies have the cheapest car insurance in Delaware for drivers with a speeding ticket.

1. Travelers: $119 a month
2. State Farm: $199 a month
3. Donegal: $246 a month
4. California Casualty: $251 a month
5. Progressive: $259 a month

Cheapest Car Insurance in Delaware for 30-Year-Olds With an At-Fault Accident

Below are the cheapest options we found for Delaware drivers who caused an accident that injured someone else.

1. Travelers: $119 a month
2. State Farm: $216 a month
3. Donegal: $274 a month
4. Progressive: $292 a month
5. California Casualty: $319 a month

Cheapest Auto Insurance for 30-Year-Olds in Delaware After a DUI

Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Delaware who have a DUI conviction.

1. State Farm: $194 a month
2. Travelers: $198 a month
3. Progressive: $264 a month
4. Allstate: $432 a month
5. Geico: $479 a month

Cheap Car Insurance for 40-Year-Olds in Delaware

Delaware drivers age 40 can typically save significant money by comparing costs from multiple insurers. We looked at which insurers offer the best quotes in Delaware, depending on your driving record.

Cheapest Full Coverage Car Insurance for 40-Year-Olds in Delaware

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Travelers: $114 a month
2. State Farm: $181 a month
3. Progressive: $191 a month
4. Geico: $204 a month
5. California Casualty: $206 a month

Cheapest Minimum Coverage for 40-Year-Olds in Delaware

If you’re looking for only the required auto insurance in Delaware, check prices from these companies.

1. Travelers: $50 a month
2. State Farm: $68 a month
3. Geico: $75 a month
4. California Casualty: $81 a month
5. Atlantic States: $85 a month

Cheapest Auto Insurance for 40-Year-Olds in Delaware With Poor Credit

Poor credit can cause a steep increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.

1. Travelers: $205 a month
2. Geico: $307 a month
3. Progressive: $322 a month
4. California Casualty: $339 a month
5. State Farm: $458 a month

Cheapest Auto Insurance for 40-Year-Olds in Delaware With a Speeding Ticket

Brace yourself for a rate increase at renewal time if you have received a speeding ticket. In our analysis these companies have the cheapest car insurance in Delaware for drivers with a speeding ticket.

1. Travelers: $119 a month
2. State Farm: $196 a month
3. California Casualty: $242 a month
4. Donegal: $246 a month
5. Progressive: $246 a month

Cheapest Car Insurance in Delaware for 40-Year-Olds With an At-Fault Accident

Below are the cheapest companies we found for Delaware drivers who caused an accident that injured someone else.

1. Travelers: $119 a month
2. State Farm: $212 a month
3. Progressive: $274 a month
4. Donegal: $274 a month
5. California Casualty: $308 a month

Cheapest Auto Insurance for 40-Year-Olds in Delaware After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Delaware who have a DUI conviction.

1. State Farm: $196 a month
2. Travelers: $197 a month
3. Progressive: $251 a month
4. Allstate: $432 a month
5. Geico: $453 a month

Cheap Car Insurance for 50-Year-Olds in Delaware

Delaware drivers in their 50s are enjoying the lowest rates they’ll get based on age. But a poor driving record can make cheap car insurance a challenge to find.

Cheapest Full Coverage Car Insurance for 50-Year-Olds in Delaware

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Travelers: $96 a month
2. State Farm: $171 a month
3. Progressive: $178 a month
4. California Casualty: $184 a month
5. Geico: $193 a month

Cheapest Minimum Coverage for 50-Year-Olds in Delaware

If you’re looking for only the minimum auto insurance in Delaware, check prices from these companies.

1. Travelers: $40 a month
2. State Farm: $67 a month
3. Geico: $68 a month
4. California Casualty: $74 a month
5. Atlantic States: $78 a month

Cheapest Auto Insurance for 50-Year-Olds in Delaware With Poor Credit

Poor credit can cause a steep increase in auto insurance rates compared to the same driver with good credit. We found these companies to have the cheapest rates in our analysis.

1. Travelers: $185 a month
2. Geico: $292 a month
3. Progressive: $301 a month
4. California Casualty: $303 a month
5. State Farm: $443 a month

Cheapest Auto Insurance for 50-Year-Olds in Delaware With a Speeding Ticket

Be prepared for a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Delaware for drivers with a speeding ticket.

1. Travelers: $104 a month
2. State Farm: $192 a month
3. California Casualty: $216 a month
4. Donegal: $227 a month
5. Progressive: $235 a month

Cheapest Car Insurance in Delaware for 50-Year-Olds With an At-Fault Accident

Below are the cheapest options we found for Delaware drivers who caused an accident that injured someone else.

1. Travelers: $104 a month
2. State Farm: $208 a month
3. Progressive: $254 a month
4. Donegal: $255 a month
5. California Casualty: $275 a month

Cheapest Auto Insurance for 50-Year-Olds in Delaware After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Delaware who have a DUI conviction.

1. Travelers: $186 a month
2. State Farm: $192 a month
3. Progressive: $240 a month
4. Allstate: $399 a month
5. California Casualty: $444 a month

Cheap Car Insurance for 60-Year-Olds in Delaware

Auto insurance rates often begin to rise around age 65, even if you have a good driving record. We found the cheapest companies for Delaware drivers at age 60.

Cheapest Full Coverage Car Insurance for 60-Year-Olds in Delaware

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Travelers: $99 a month
2. State Farm: $162 a month
3. California Casualty: $169 a month
4. Progressive: $171 a month
5. Geico: $186 a month

Cheapest Minimum Coverage for 60-Year-Olds in Delaware

If you’re looking for only the minimum auto insurance in Delaware, check quotes from these companies.

1. Travelers: $41 a month
2. State Farm: $64 a month
3. Geico: $67 a month
4. California Casualty: $68 a month
5. Atlantic States: $78 a month

Cheapest Auto Insurance for 60-Year-Olds in Delaware With Poor Credit

Poor credit can cause a large increase in car insurance rates compared to the same driver with good credit. We found these companies to have the cheapest rates in our analysis.

1. Travelers: $195 a month
2. California Casualty: $279 a month
3. Geico: $281 a month
4. Progressive: $287 a month
5. State Farm: $423 a month

Cheapest Auto Insurance for 60-Year-Olds in Delaware With a Speeding Ticket

Expect a rate increase at renewal time if you have received a speeding ticket. In our analysis these companies have the cheapest car insurance in Delaware for drivers with a speeding ticket.

1. Travelers: $111 a month
2. State Farm: $178 a month
3. California Casualty: $199 a month
4. Donegal: $227 a month
5. Progressive: $227 a month

Cheapest Car Insurance in Delaware for 60-Year-Olds With an At-Fault Accident

Below are the cheapest companies we found for Delaware drivers who caused an accident that injured someone else.

1. Travelers: $111 a month
2. State Farm: $197 a month
3. Progressive: $242 a month
4. California Casualty: $253 a month
5. Donegal: $255 a month

Cheapest Auto Insurance for 60-Year-Olds in Delaware After a DUI

Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Delaware who have a DUI conviction.

1. State Farm: $182 a month
2. Travelers: $194 a month
3. Progressive: $231 a month
4. Allstate: $382 a month
5. California Casualty: $410 a month

Cheap Car Insurance for 70-Year-Olds in Delaware

Delaware drivers age 70 are facing higher rates due to age. But relatively cheap car insurance can still be found by comparing rates from a few companies.

Cheapest Full Coverage Car Insurance for 70-Year-Olds in Delaware

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Travelers: $111 a month
2. State Farm: $169 a month
3. California Casualty: $186 a month
4. Progressive: $195 a month
5. Geico: $195 a month

Cheapest Minimum Coverage for 70-Year-Olds in Delaware

If you’re looking for only the minimum auto insurance in Delaware, check rates from these companies.

1. Travelers: $47 a month
2. State Farm: $68 a month
3. Geico: $73 a month
4. Atlantic States: $74 a month
5. California Casualty: $75 a month

Cheapest Auto Insurance for 70-Year-Olds in Delaware With Poor Credit

Poor credit can cause a significant increase in auto insurance rates compared to the same driver with good credit. We found these companies to have the cheapest rates in our analysis.

1. Travelers: $206 a month
2. Geico: $296 a month
3. California Casualty: $307 a month
4. Progressive: $326 a month
5. State Farm: $438 a month

Cheapest Auto Insurance for 70-Year-Olds in Delaware With a Speeding Ticket

Be prepared for a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Delaware for drivers with a speeding ticket.

1. Travelers: $123 a month
2. State Farm: $185 a month
3. California Casualty: $219 a month
4. Donegal: $224 a month
5. Progressive: $265 a month

Cheapest Car Insurance in Delaware for 70-Year-Olds With an At-Fault Accident

Below are the cheapest companies we found for Delaware drivers who caused an accident that injured someone else.

1. Travelers: $123 a month
2. State Farm: $203 a month
3. Donegal: $248 a month
4. California Casualty: $280 a month
5. Progressive: $281 a month

Cheapest Auto Insurance for 70-Year-Olds in Delaware After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Delaware who have a DUI conviction.

1. State Farm: $191 a month
2. Travelers: $220 a month
3. Progressive: $270 a month
4. Allstate: $405 a month
5. Donegal: $441 a month

Featured Car Insurance Partners

1

Geico

Average annual rate for good drivers

$1,182

Average annual rate for drivers with a speeding ticket

$1,579

Complaint level

Low

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Nationwide

Average annual rate for good drivers

$1,540

Average annual rate for drivers with a speeding ticket

$1,970

Complaint level

Very low

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Travelers

Average annual rate for good drivers

$1,435

Average annual rate for drivers with a speeding ticket

$1,828

Complaint level

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Cheapest Car Insurance In Wilmington, Delaware

Cheapest for . . .	Company	Average monthly cost in Wilmington	Learn more
Good drivers	Travelers	$173	See Plans Via Forbes Advisor's Partner
Drivers with a speeding ticket	Travelers	$181	See Plans Via Forbes Advisor's Partner
Drivers who caused an accident with injury	Travelers	$181	See Plans Via Forbes Advisor's Partner
Drivers with a DUI	State Farm	$290	See Plans Via Forbes Advisor's Partner
Driver with poor credit	Travelers	$319	See Plans Via Forbes Advisor's Partner

*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Cheapest Car Insurance In Dover, Delaware

Cheapest for . . .	Company	Average monthly cost in Dover	Learn more
Good drivers	Travelers	$103	See Plans Via Forbes Advisor's Partner
Drivers with a speeding ticket	Travelers	$107	See Plans Via Forbes Advisor's Partner
Drivers who caused an accident with injury	Travelers	$107	See Plans Via Forbes Advisor's Partner
Drivers with a DUI	Travelers	$176	See Plans Via Forbes Advisor's Partner
Driver with poor credit	Travelers	$182	See Plans Via Forbes Advisor's Partner

*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Cheapest Car Insurance In Newark, Delaware

Cheapest for . . .	Company	Average monthly cost in Newark	Learn more
Good drivers	Travelers	$114	See Plans Via Forbes Advisor's Partner
Drivers with a speeding ticket	Travelers	$119	See Plans Via Forbes Advisor's Partner
Drivers who caused an accident with injury	Travelers	$119	See Plans Via Forbes Advisor's Partner
Drivers with a DUI	State Farm	$194	See Plans Via Forbes Advisor's Partner
Driver with poor credit	Travelers	$205	See Plans Via Forbes Advisor's Partner

*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Buy Cheap Car Insurance in Delaware

If you’re looking for budget-friendly car insurance in Delaware, a few strategic moves can make a lot of difference. The best car insurance options for you will combine a competitive price with the coverage features you want.

Check Rates from Multiple Car Insurance Companies

A good way to find cheap car insurance in Delaware is to check insurance quotes from several companies. If you don’t have a range of quotes to compare, you won’t know if you’re getting a good deal. Even if your driving record isn’t perfect, shopping around can reveal significant rate differences among companies.

Consider Switching Companies When Your Driving Record Changes

Has your car rate gone up because of a recent ticket or at-fault accident? If you feel like you’re no longer getting cheap car insurance, it might be time to consider switching car insurance companies. The cheapest Delaware car insurance company for you can vary based on your driving record.

Regularly Review Your Auto Insurance Coverage

As your life changes, so do your insurance needs. Take a look at your Delaware auto insurance policy to make sure your current coverage is still sufficient for your needs. Review your coverage types, the limits for each coverage type and your deductible amounts. Trim unnecessary extras, such as roadside assistance, to get cheaper car insurance.

Rethink Your Deductible

If you have collision and comprehensive insurance, you have a car insurance deductible. The deductible you choose influences your premiums and potential out-of-pocket expenses if your vehicle is damaged or stolen. Think about raising the deductible to get cheaper car insurance. Keep in mind that a larger deductible will mean you pay a bigger portion of car repair costs if you make a claim.

Keep an Eye on Car Insurance Discounts

Every dollar saved can help you budget, making it important to explore all available car insurance discounts. While some discounts are subtracted automatically during the quote process, ask about additional potential discounts that your insurer may not know you qualify for. For example, you may have a high school or college student in your household who qualifies for a good student discount. Or if you no longer have a long commute and are driving fewer annual miles, you may be eligible for a cheaper car insurance rate.

Take Advantage of Bundling

You can often get a large discount by bundling car insurance with other policies from the same insurer. If you need Delaware auto insurance and also homeowners, condo or renters insurance, it’s usually smart to buy the policies from the same company for the discount. It averages 14%, based on our analysis of auto insurance rates.

Optimize Your Insurance Payment Strategy

The way you pay your auto insurance bill can lead to further discounts. These discounts are typically small, but they are simple to get. Your insurance company might offer discounts for:

• Using EFT if you’re paying in monthly installments.
• Paying for the whole policy term in one lump sum.
• Going paperless for both billing and policy documents.

Methodology

Except where otherwise noted, average rates are based on a female driver insuring a new RAV4 with coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state. Average rates for cities are based on a 40-year-old female good driver with the above coverage. Source: Quadrant Information Services.