Cheap Car Insurance In Connecticut 2025

The Cheapest Car Insurance Companies in Connecticut for Good Drivers

Cheapest for...	Company	Average monthly cost in Connecticut	Learn more
20-year-olds	Electric	$244	See Plans Via Forbes Advisor's Partner
30-year-olds	Electric	$146	See Plans Via Forbes Advisor's Partner
40-year-olds	Electric	$138	See Plans Via Forbes Advisor's Partner
50-year-olds	Electric	$135	See Plans Via Forbes Advisor's Partner
60-year-olds	Kemper	$128	See Plans Via Forbes Advisor's Partner
70-year-olds	Electric	$141	See Plans Via Forbes Advisor's Partner
80-year-olds	Electric	$180	See Plans Via Forbes Advisor's Partner

Average rates are based coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state. Source: Quadrant Information Services.
*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Cheap Car Insurance for 20-Year-Olds in Connecticut

Young drivers in Connecticut can face steep insurance costs, especially if the teen isn’t on a parent’s car insurance policy. In Connecticut, these companies had the cheapest car insurance according to our evaluation.

Cheapest Full Coverage Car Insurance for 20-Year-Olds in Connecticut

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Electric: $244 a month
2. Progressive: $308 a month
3. Kemper: $312 a month
4. State Farm: $377 a month
5. Geico: $386 a month

Cheapest Minimum Coverage for 20-Year-Olds in Connecticut

If you’re looking for only the required auto insurance in Connecticut, check prices from these companies.

1. Geico: $101 a month
2. State Farm: $149 a month
3. Kemper: $155 a month
4. Amica: $158 a month
5. Electric: $159 a month

Cheapest Auto Insurance for 20-Year-Olds in Connecticut With Poor Credit

Poor credit can cause a significant increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.

1. Progressive: $459 a month
2. Geico: $474 a month
3. Electric: $499 a month
4. Kemper: $512 a month
5. Nationwide: $647 a month

Cheapest Auto Insurance for 20-Year-Olds in Connecticut With a Speeding Ticket

Expect a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Connecticut for drivers with a speeding ticket.

1. Electric: $276 a month
2. Progressive: $364 a month
3. State Farm: $406 a month
4. Nationwide: $419 a month
5. Geico: $420 a month

Cheapest Car Insurance in Connecticut for 20-Year-Olds With an At-Fault Accident

Below are the cheapest insurers we found for Connecticut drivers who caused an accident that injured someone else.

1. Electric: $226 a month
2. Progressive: $397 a month
3. State Farm: $406 a month
4. Geico: $490 a month
5. Kemper: $496 a month

Cheapest Auto Insurance for 20-Year-Olds in Connecticut After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Connecticut who have a DUI conviction.

1. Progressive: $348 a month
2. State Farm: $406 a month
3. Kemper: $469 a month
4. Electric: $489 a month
5. Nationwide: $583 a month

Cheap Car Insurance for 30-Year-Olds in Connecticut

Drivers age 30 in Connecticut can find very high insurance rates depending on their driving record. Here’s a look at the best companies for a variety of common driving records.

Cheapest Full Coverage Car Insurance for 30-Year-Olds in Connecticut

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Electric: $146 a month
2. Kemper: $152 a month
3. Progressive: $163 a month
4. Nationwide: $170 a month
5. Geico: $188 a month

Cheapest Minimum Coverage for 30-Year-Olds in Connecticut

If you’re looking for only the required auto insurance in Connecticut, check rates from these companies.

1. Geico: $34 a month
2. Kemper: $69 a month
3. State Farm: $76 a month
4. Amica: $84 a month
5. Electric: $85 a month

Cheapest Auto Insurance for 30-Year-Olds in Connecticut With Poor Credit

Poor credit can cause a large increase in auto insurance rates compared to the same driver with good credit. We found these companies to have the cheapest rates in our analysis.

1. Geico: $219 a month
2. Kemper: $224 a month
3. Progressive: $239 a month
4. Nationwide: $253 a month
5. Electric: $291 a month

Cheapest Auto Insurance for 30-Year-Olds in Connecticut With a Speeding Ticket

Be prepared for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis, these companies have the cheapest car insurance in Connecticut for drivers with a speeding ticket.

1. Electric: $163 a month
2. Nationwide: $170 a month
3. Geico: $197 a month
4. Progressive: $201 a month
5. State Farm: $213 a month

Cheapest Car Insurance in Connecticut for 30-Year-Olds With an At-Fault Accident

Below are the cheapest insurers we found for Connecticut drivers who caused an accident that injured someone else.

1. Electric: $158 a month
2. State Farm: $213 a month
3. Progressive: $250 a month
4. Kemper: $259 a month
5. Geico: $289 a month

Cheapest Auto Insurance for 30-Year-Olds in Connecticut After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Connecticut who have a DUI conviction.

1. Progressive: $187 a month
2. State Farm: $213 a month
3. Kemper: $245 a month
4. Electric: $278 a month
5. Nationwide: $364 a month

Cheap Car Insurance for 40-Year-Olds in Connecticut

Connecticut drivers age 40 can typically save substantial money by comparing costs from multiple insurers. We looked at which insurers offer the cheapest quotes in Connecticut, depending on your driving record.

Cheapest Full Coverage Car Insurance for 40-Year-Olds in Connecticut

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Electric: $138 a month
2. Kemper: $147 a month
3. Progressive: $157 a month
4. Nationwide: $168 a month
5. Geico: $179 a month

Cheapest Minimum Coverage for 40-Year-Olds in Connecticut

If you’re looking for only the required auto insurance in Connecticut, check quotes from these companies.

1. Geico: $34 a month
2. Kemper: $66 a month
3. State Farm: $77 a month
4. Electric: $78 a month
5. Amica: $82 a month

Cheapest Auto Insurance for 40-Year-Olds in Connecticut With Poor Credit

Poor credit can cause a significant increase in auto insurance rates compared to the same driver with good credit. We found these companies to have the cheapest costs in our analysis.

1. Geico: $208 a month
2. Kemper: $217 a month
3. Progressive: $230 a month
4. Nationwide: $251 a month
5. Electric: $271 a month

Cheapest Auto Insurance for 40-Year-Olds in Connecticut With a Speeding Ticket

Brace yourself for a rate increase at renewal time if you have received a speeding ticket. In our analysis these companies have the cheapest car insurance in Connecticut for drivers with a speeding ticket.

1. Electric: $155 a month
2. Nationwide: $168 a month
3. Geico: $187 a month
4. Progressive: $195 a month
5. State Farm: $209 a month

Cheapest Car Insurance in Connecticut for 40-Year-Olds With an At-Fault Accident

Below are the cheapest insurers we found for Connecticut drivers who caused an accident that injured someone else.

1. Electric: $150 a month
2. State Farm: $209 a month
3. Progressive: $242 a month
4. Kemper: $247 a month
5. Nationwide: $287 a month

Cheapest Auto Insurance for 40-Year-Olds in Connecticut After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Connecticut who have a DUI conviction.

1. Progressive: $181 a month
2. State Farm: $209 a month
3. Kemper: $234 a month
4. Electric: $263 a month
5. Nationwide: $362 a month

Cheap Car Insurance for 50-Year-Olds in Connecticut

Connecticut drivers in their 50s are enjoying the lowest rates they’ll get based on age. But a bad driving record can make cheap car insurance harder to find.

Cheapest Full Coverage Car Insurance for 50-Year-Olds in Connecticut

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Electric: $135 a month
2. Kemper: $140 a month
3. Progressive: $147 a month
4. Nationwide: $153 a month
5. Geico: $180 a month

Cheapest Minimum Coverage for 50-Year-Olds in Connecticut

If you’re looking for only the minimum auto insurance in Connecticut, check prices from these companies.

1. Geico: $35 a month
2. Kemper: $64 a month
3. State Farm: $76 a month
4. Electric: $77 a month
5. Amica: $78 a month

Cheapest Auto Insurance for 50-Year-Olds in Connecticut With Poor Credit

Poor credit can cause a significant increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.

1. Kemper: $207 a month
2. Progressive: $214 a month
3. Nationwide: $225 a month
4. Geico: $240 a month
5. Electric: $277 a month

Cheapest Auto Insurance for 50-Year-Olds in Connecticut With a Speeding Ticket

Be prepared for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis, these companies have the cheapest car insurance in Connecticut for drivers with a speeding ticket.

1. Nationwide: $153 a month
2. Electric: $154 a month
3. Progressive: $185 a month
4. Geico: $192 a month
5. State Farm: $205 a month

Cheapest Car Insurance in Connecticut for 50-Year-Olds With an At-Fault Accident

Below are the cheapest companies we found for Connecticut drivers who caused an accident that injured someone else.

1. Electric: $147 a month
2. State Farm: $205 a month
3. Kemper: $233 a month
4. Progressive: $239 a month
5. Nationwide: $266 a month

Cheapest Auto Insurance for 50-Year-Olds in Connecticut After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Connecticut who have a DUI conviction.

1. Progressive: $172 a month
2. State Farm: $205 a month
3. Kemper: $222 a month
4. Electric: $258 a month
5. Nationwide: $341 a month

Cheap Car Insurance for 60-Year-Olds in Connecticut

Auto insurance quotes often begin to rise around age 65, even if you have a good driving record. We found the cheapest companies for Connecticut drivers at age 60.

Cheapest Full Coverage Car Insurance for 60-Year-Olds in Connecticut

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Kemper: $128 a month
2. Electric: $131 a month
3. Progressive: $145 a month
4. Nationwide: $146 a month
5. Geico: $181 a month

Cheapest Minimum Coverage for 60-Year-Olds in Connecticut

If you’re looking for only the minimum auto insurance in Connecticut, check quotes from these companies.

1. Geico: $36 a month
2. Kemper: $59 a month
3. State Farm: $73 a month
4. Electric: $74 a month
5. Amica: $78 a month

Cheapest Auto Insurance for 60-Year-Olds in Connecticut With Poor Credit

Poor credit can cause a large increase in auto insurance rates compared to the same driver with good credit. We found these companies to have the cheapest rates in our analysis.

1. Kemper: $189 a month
2. Progressive: $211 a month
3. Nationwide: $214 a month
4. Geico: $241 a month
5. Electric: $265 a month

Cheapest Auto Insurance for 60-Year-Olds in Connecticut With a Speeding Ticket

Expect a rate increase at renewal time if you have gotten a speeding ticket. In our analysis these companies have the cheapest car insurance in Connecticut for drivers with a speeding ticket.

1. Nationwide: $146 a month
2. Electric: $149 a month
3. Progressive: $183 a month
4. Geico: $193 a month
5. Kemper: $194 a month

Cheapest Car Insurance in Connecticut for 60-Year-Olds With an At-Fault Accident

Below are the cheapest options we found for Connecticut drivers who caused an accident that injured someone else.

1. Electric: $141 a month
2. State Farm: $195 a month
3. Kemper: $212 a month
4. Progressive: $237 a month
5. Nationwide: $256 a month

Cheapest Auto Insurance for 60-Year-Olds in Connecticut After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Connecticut who have a DUI conviction.

1. Progressive: $171 a month
2. State Farm: $195 a month
3. Kemper: $202 a month
4. Electric: $248 a month
5. Nationwide: $331 a month

Cheap Car Insurance for 70-Year-Olds in Connecticut

Connecticut drivers age 70 are getting higher rates due to age. But relatively cheap car insurance can still be found by comparing rates from a few companies.

Cheapest Full Coverage Car Insurance for 70-Year-Olds in Connecticut

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Electric: $141 a month
2. Kemper: $149 a month
3. Progressive: $161 a month
4. Nationwide: $167 a month
5. State Farm: $191 a month

Cheapest Minimum Coverage for 70-Year-Olds in Connecticut

If you’re looking for only the required auto insurance in Connecticut, check rates from these companies.

1. Geico: $48 a month
2. Kemper: $72 a month
3. State Farm: $77 a month
4. Amica: $84 a month
5. Electric: $86 a month

Cheapest Auto Insurance for 70-Year-Olds in Connecticut With Poor Credit

Poor credit can cause a steep increase in auto insurance rates compared to the same driver with good credit. We found these companies to have the cheapest costs in our analysis.

1. Kemper: $220 a month
2. Progressive: $234 a month
3. Nationwide: $248 a month
4. Electric: $291 a month
5. Geico: $295 a month

Cheapest Auto Insurance for 70-Year-Olds in Connecticut With a Speeding Ticket

Expect a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Connecticut for drivers with a speeding ticket.

1. Electric: $162 a month
2. Nationwide: $167 a month
3. Progressive: $199 a month
4. State Farm: $205 a month
5. Geico: $222 a month

Cheapest Car Insurance in Connecticut for 70-Year-Olds With an At-Fault Accident

Below are the cheapest options we found for Connecticut drivers who caused an accident that injured someone else.

1. Electric: $152 a month
2. State Farm: $205 a month
3. Kemper: $253 a month
4. Progressive: $265 a month
5. Nationwide: $286 a month

Cheapest Auto Insurance for 70-Year-Olds in Connecticut After a DUI

Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Connecticut who have a DUI conviction.

1. Progressive: $196 a month
2. State Farm: $205 a month
3. Kemper: $241 a month
4. Electric: $272 a month
5. Nationwide: $361 a month

Featured Car Insurance Partners

1

Geico

Auto insurance rates

Good

Collision repair

C-

Complaint level

Low

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Via Forbes Advisor's Partner

2

USAA

Auto insurance rates

Excellent

Collision repair

C+

Complaint level

OK

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3

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Auto insurance rates

Very good

Collision repair

C

Complaint level

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Cheapest Car Insurance In Bridgeport, Connecticut

Cheapest for . . .	Company	Average monthly cost in Bridgeport	Learn more
Good drivers	Geico	$141	See Plans Via Forbes Advisor's Partner
Drivers with a speeding ticket	Geico	$164	See Plans Via Forbes Advisor's Partner
Drivers who caused an accident with injury	Electric	$184	See Plans Via Forbes Advisor's Partner
Drivers with a DUI	Progressive	$212	See Plans Via Forbes Advisor's Partner
Driver with poor credit	Geico	$222	See Plans Via Forbes Advisor's Partner

*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Cheapest Car Insurance In New Haven, Connecticut

Cheapest for . . .	Company	Average monthly cost in New Haven	Learn more
Good drivers	Geico	$133	See Plans Via Forbes Advisor's Partner
Drivers with a speeding ticket	Geico	$155	See Plans Via Forbes Advisor's Partner
Drivers who caused an accident with injury	Electric	$179	See Plans Via Forbes Advisor's Partner
Drivers with a DUI	Progressive	$227	See Plans Via Forbes Advisor's Partner
Driver with poor credit	Geico	$209	See Plans Via Forbes Advisor's Partner

*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Cheapest Car Insurance In Hartford, Connecticut

Cheapest for . . .	Company	Average monthly cost in Hartford	Learn more
Good drivers	Geico	$137	See Plans Via Forbes Advisor's Partner
Drivers with a speeding ticket	Geico	$159	See Plans Via Forbes Advisor's Partner
Drivers who caused an accident with injury	Electric	$183	See Plans Via Forbes Advisor's Partner
Drivers with a DUI	Progressive	$214	See Plans Via Forbes Advisor's Partner
Driver with poor credit	Geico	$215	See Plans Via Forbes Advisor's Partner

*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Buy Cheap Car Insurance in Connecticut

If you’re looking for cheap car insurance in Connecticut, a few tips can make a lot of difference. The best car insurance options for you will combine a good rate with the coverage features you want.

Compare Quotes from Multiple Auto Insurance Companies

A simple way to find cheap car insurance in Connecticut is to get insurance quotes from several companies. If you don’t have a variety of quotes to compare, you won’t know if you’re getting a good price. Even if your driving record isn’t perfect, shopping around can reveal significant cost differences among insurers.

Consider Switching Companies If Your Driving Record Changes

A change in your driving record (good or bad) could mean that your current Connecticut car insurance company is no longer a cheap option. An insurer with cheap rates for a good driver may have high rates if you have gotten into an accident or received a ticket. If your driving record changes, it may be a good time to compare quotes again and possibly switch car insurance companies.

Regularly Review Your Auto Insurance Policy

It’s easy to put your auto policy in a drawer and forget about it. But if you haven’t reviewed your policy in a long time, it may be a smart move to assess your coverage. Look for coverage you no longer need, and how much you could save by cutting it. If you’re not sure what the coverage types are that you have, ask your agent to explain.

Rethink Your Deductible

You may be able to discover savings if you have collision and comprehensive insurance. By raising your car insurance deductible you can reduce your cost. Simply contact your insurance agent to ask how much you can save at higher deductible amounts.

Ask About Car Insurance Discounts

It doesn’t hurt to ask your insurance company about discounts that you may not be getting. Some auto discounts are applied to your policy automatically, but there may be other car insurance discounts your insurer doesn’t know you qualify for. For example, if you have a high school or college student in your household who gets good grades, you might qualify for a good student discount.

Capture Savings by Bundling

The savings from bundling car insurance with other policies from the same insurance company is often large. You can typically bundle Connecticut auto with homeowners insurance, condo or renters insurance. Our analysis found that the price break for bundling averages 14%.

Get Savings for Your Insurance Payment Strategy

The way you pay your auto insurance bill can lead to additional discounts. These discounts are usually small, but they are simple to get. Your insurance company might have discounts for:

• Using EFT if you’re paying in monthly installments.
• Paying for the whole policy term in one lump sum.
• Going paperless for both billing and policy documents.

Methodology

Except where otherwise noted, average rates are based on a female driver insuring a new RAV4 with coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state. Average rates for cities are based on a 40-year-old female good driver with the above coverage. Source: Quadrant Information Services.