About
Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.
Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.
A storyteller at heart, Jerod has experience writing about travel and credit cards for both print and digital publications. He’s earned and redeemed millions of miles over the years and keeps a keen eye on the ever-shifting landscape of credit cards and travel rewards.
Jerod and his family set a goal to visit all 50 states, and it helps that he enjoys running award searches in his spare time.
Expertise
- Travel Rewards
- Family Travel
- Credit Cards
- Partner Award Bookings
- Budget Travel
- Luxury Travel
Achievements
- Over seven years traveling the world on mostly points and miles
- Helped facilitate an online travel community focussed on empowering people to travel with rewards
- Speaker and Presenter on the topic of reward travel, points and miles
Other Publications
- Cathay Pacific and select LATAM flights now bookable online at Alaskaair.com
- Points and Miles Tips for Large Families with Jerod Morales
- How to get a round trip flight for $30
- An Unconventional Weekend In Sonoma County: More Than Wine Country
Education
Bachelor of Arts, Electronic Media and Communications, Texas Tech University
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How Many Credit Cards Should I Have?
Any benefit achieved with multiple credit cards ultimately depends on the cardholder and how they manage their finances. Some prefer to live without a credit card to avoid the temptation of spending money they don’t have. Some do well with... -
Mesa Homeowners Credit Card Review 2025: Rewards Designed For Homeowners
The first of its kind, the offers rewards on unique spending categories that will appeal to homeowners—including mortgage payments. But this card’s strength is also its weakness: It's so specialized that it may have limited appeal to anyone except those... -
Best Credit Cards For Disney Vacations Of 2025
Disney vacations are notoriously expensive. While you can’t say “Bibbidi Bobbidi Boo” and make the costs disappear, you can save on your visit to the House of Mouse with strategic credit card rewards. Between welcome bonuses and free hotel night... -
Capital One Spark Cash Card Review 2025: Goldilocks Spark Business Card For Cash Back?
The () targets the average business with spending that’s not too high and not too low. The 2% cash back it earns on all eligible purchases is higher than the 1.5% earning rate offered on the no-annual-fee (). And while... -
The Chase 5/24 Rule: How Opening And Closing Credit Cards Can Backfire
Every savvy credit card user knows the rewards game comes with its own set of rules, but that doesn’t necessarily stop them from pushing the boundaries. One of the most famous card rules among points and miles enthusiasts is known... -
The American Express Platinum Review 2025: Worth The Splurge Or Just A Shiny Hunk Of Metal?
A annual fee isn’t exactly pocket change, but (Terms apply, see ) delivers plenty of perks to make that price tag feel worth it. So if you're thinking, "That’s way too much," you might want to give it another look.... -
Best Credit Cards For Self-Employed And Freelancers Of 2025
When you work for yourself, every penny counts. Owning a separate credit card for your business expenses not only simplifies things come tax time, it can also save you money through rewards, intro APR offers and other perks. We crunched... -
Chase Sapphire Reserve For Business Vs. Amex Business Platinum
The and (terms apply, ) are two of the most premium business credit cards available, offering luxury travel perks, generous welcome bonuses and valuable points redemptions. They also each have eye-popping annual fees, so maximizing their benefits is essential to... -
How Does The Chase Sapphire Reserve For Business Compare To The Ink Business Cards?
Chase’s business card lineup just got a promotion with the launch of the long-awaited Chase Sapphire for Business. This card is like the luxury consumer card dressed in a suit. But how does it compare with the existing lineup of... -
5 Things Businesses Will Love About The Chase Sapphire Reserve For Business Credit Card
In a world where every dollar matters and time is in short supply, the new is rushing in to be the game changer small businesses need. This high-powered card is designed to offer incredible value, next-level travel perks and serious... -
Why I’m Keeping The Chase Sapphire Reserve In 2025
When Chase announced it was raising the annual fee on the to , my initial reaction was shock with a side of frustration. After my emotions subsided, I dug into the refreshed benefits and calculated almost $1,500 in credits that... -
How To Book An Epic Trip With The Chase Sapphire Reserve
If you have a in your wallet, you probably don’t need any prodding to start daydreaming. This made-for-travel credit card is practically begging to be taken on an epic vacation. I should know: I’ve been earning and redeeming Chase Ultimate... -
Best Chase Credit Cards Of 2025
Chase offers several dozen credit cards, so selecting your best option can be challenging. Whether you want to climb Kilimanjaro or tackle a mountain of debt, Chase has a card for you. We compared how each type of Chase card,... -
Meet The New Chase Sapphire Reserve For Business: Key Perks Revealed
Chase just raised the bar on business cards, bringing the prestige of the consumer Sapphire Reserve into the business world. A premium business card has been noticeably absent from Chase’s card lineup, and the Chase Sapphire Reserve for Business℠ is... -
Can You Combine Chase Points From The Sapphire Reserve For Business With The Sapphire Reserve Or Preferred?
Combining points across Chase cards can be a strategic move to maximize both the earning and redeeming potential of your Ultimate Rewards®. Historically, Chase has only allowed you to have one Sapphire Card at a time, but soon you’ll be... -
Chase Sapphire Reserve For Business Review 2025: Worth The Wait?
While other issuers have offered premium travel cards tailored to businesses, fans of Chase’s Ultimate Rewards® ecosystem have impatiently waited for a high-end option of their own. That day has finally come with the launch of the . It’s a... -
JetBlue Premier Review 2025: Lounge Access For Mosaic Chasers
If you’re a loyal TrueBlue flyer, the is a top-tier option offering valuable perks like anniversary points, award rebates, lounge access and the opportunity to earn Mosaic status through card spending. Its annual fee might give casual flyers pause, though. -
Royal Caribbean Credit Card Review 2025: Sailing Nowhere Fast
The sea may be calling, but the is not. Though the card carries so much potential, most cruisers will be disappointed by its low earning rates and distinct lack of benefits while traveling. -
Celebrity Cruises Credit Card Review 2025: This Cruise Card Barely Makes Waves
Promising points for cruise spending, the might sound like a natural match if you often find yourself sailing. But unfortunately, this card is anchored by weak rewards and zero benefits while you’re traveling with the brand. -
Norwegian Cruise Line Credit Card Review 2025: Cruise Rewards That Leave Loyalty Adrift
The is designed for frequent sailors, but no matter how much you love the onboard experience, you’ll likely be disappointed by the credit card. This no annual fee card offers elevated earnings on cruise expenses but stops short of offering... -
NEA RateSmart Credit Card Review 2025: It’s Got Great Potential
Sharpen your pencils, it’s time to save money. The offers an ongoing APR that’s well below the average for those who qualify and an introductory low APR on purchases and balance transfers. An intro offer can kick off savings, but... -
Citi’s New Strata Card Replaces Rewards+: A Smart Refresh For Most Users
Citi’s refreshing its , and for once, the card changes are actually customer-friendly. Not to be confused with the , this card is relaunching as the in summer 2025 and will slide seamlessly into Citi’s ThankYou Points line with fantastic... -
Best Credit Cards For Cruises Of 2025
Navigating the waters of cruise credit cards might not be as straightforward as you’d expect. A card branded with your favorite cruise line is rarely the best choice, meaning you’ll want to look at other travel rewards cards that offer... -
Best Southwest Credit Cards Of 2025
People who love Southwest Airlines tend to really love Southwest Airlines. If you’re in that camp, choosing a Southwest co-branded credit card is likely a wise decision. Rapid Rewards—Southwest’s loyalty program—is easy to use because of its straightforward redemptions. And... -
Delta Reserve Vs. American Express Platinum Card
If you’re a Delta Air Lines flyer looking for a premium card with lounge access and generous travel benefits, you might consider the (Terms apply, see ) or (Terms apply, see ). Both cards feature Delta lounge access, travel and... -
Most Exclusive Credit Cards Of 2025
Exclusive credit cards are often associated with wealth and privilege, but using one can be more about being noticed than having deep pockets. Many of these swank cards are invite-only, with little to no confirmed information about how to get... -
Best 2% Cash-Back Cards Of 2025
Cash-back credit cards are already known for their simplicity, but flat-rate 2% cash-back cards are even easier. Unlike category-based cards that require tracking rotating bonuses or tailoring your spending, these cards offer a consistent 2% back on every purchase. That’s... -
Best 0% APR Credit Cards Of 2025
Credit cards can come with perks, protections and conveniences, but the double-digit APRs on most cards make them incredibly expensive if you carry a balance. To temporarily bypass those interest charges on new purchases or balance transfers, choose a 0%... -
Best Travel Credit Cards Of 2025
The right travel card can turn everyday spending into free flights, hotel stays and unforgettable experiences. But with a sea of options, many of which charge annual fees, how do you know which ones are truly worth it? To find...
About
Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.