Type search keyword

₮ and Union Pay dual brand card

Maximum daily cash withdrawal limit

5,000,000 MNT

Maximum daily purchase limit (POS)

5,000,000 MNT

XAcBank атм cash out fee



Frequently asked question

Click here to see frequently asked questions.

₮ and Union Pay dual brand card

You can make all your personal payments using this Dual Brand card.


  • Make payments both domestically and internationally without complications;
  • You will be able to proceed international payments using your MNT account, where non-cash exchange rate will apply depending on the currency of your transactions;
  • Currency of your choice such as MNT, USD, and CNY will be connected to your card;
  • The payment will proceed through your account which has the same currency as the transaction currency, hence there is no loss from currency exchange;
  • Accumulate interest on your account balance;
  • No minimum balance is required;
  • Link all your demand deposit accounts at XacBank to your payment card and make payments and settlements using internet bank and ATM;
  • Open overdraft credit accounts;
  • Receive services from all card servicing entities in Mongolia and abroad
  • Withdraw cash (CNY) at “Bank of Inner Mongolia” branches.

Branches to withdraw CNY /please see here/

Terms and conditions:

Fees and charges
Annual fee
MNT 10,000
Minimum balance required
Maximum daily cash withdrawal limit
MNT 5,000,000
Maximum daily purchase limit (POS)
MNT 5,000,000
Card replacement fee
MNT 10,000
PIN code recovery fee /at branch/
MNT 1000
PIN code change at ATM
Cash withdrawal
In abroad /АТМ, POS/
At XacBank branch /USD, CNY/
At XacBank branch /MNT/
Cash withdrawal at “Bank of Inner Mongolia” branches
Maximum daily limit 200,000 CNY
Minimum single transaction amount 10,000 CNY
Card account balance interest rate
(not until 1st July, 2021)
MNT /above 100,000 MNT/
USD /above 100 USD/
CNY /above 300 CNY/

Required documents:

  • If Mongolian citizen - Id or international passport of Mongolia;
  • If foreign citizen - Certificate of alien registration
  • Application for payment card and contract;
  • Additional documents for new consumers and signature confirmation;

For Union Pay card merchant and offers click here.


What to do when lost/stolen you card?

Please call the Customer Service Center at 1800-1888. The card will be temporarily closed, you will have to open the card and request the card at the nearest XacBank branch and settlement center if you find your card
If you want to order a new card, please go to your branch to order a new card.
Lost/stolen card is not reported to bank immediately, any unrecognized transactions would be cardholder's responsobility.

What can I do if I forgot my password?

If you have a Visa card, please visit our branch to order your new card. Because Visa card has CHIP that meets international security standards, the PIN code can not be changed remotely.
If you have an UNIONPay card, please contact your nearest XacBank branch along with your documents and change your PIN code.

how to make online purchase?

Please get an E-pin code from XacBank ATM (without charge). 

When you do online purchase provide with below card details:

  • 16-digit number on the front of card;     
  • Card expiration date;     
  • E-pin code from ATM;     
  • CVV2 code at the back of the card.

How much money can I withdraw from ATM?

One-time bills for ATMs in Mongolia are limited to 40.

But internationally, one-time transaction limit is different for depends on banks.

How much is the daily transaction limit?

The daily transaction limit for each card is different.

Card type

Maximum cash spending per day

Maximum purchase transaction

₮ and UnionPay dual brand card

5,000,000 MNT

5,000,000 MNT

VISA card

5,000,000 MNT

5,000,000 MNT

Platinum card (Visa, UPI)

20,000,000 MNT

20,000,000 MNT

Temuulel card

250,000 MNT

1,000,000 MNT

Credit card

30% of credit card limit

Credit card limit

Click here to see other FAQs