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Lucy Warwick-Ching

Communities Editor

Lucy Warwick-Ching is the communities editor, in charge of developing the FT's commenting strategy. She writes the weekly Your Questions column.

Previously Lucy was the personal finance digital editor. She produced the FT Money Show podcast, coordinated FT Money’s digital output and wrote for the weekday newspaper and FT.com.

Email Lucy Warwick-Ching @WarwickChing  on Twitter (link opens in a new browser window)
  • Wednesday, 16 July, 2025
    Your QuestionsInsight & Comment
    Are Junior Isas the best savings option for children?

    I’m looking for the most tax-efficient way to build a nest egg for my newborn

  • Monday, 14 July, 2025
    Marriage and divorce
    Reader callout: Have you signed a prenuptial agreement — or do you wish you had?

    Such agreements are increasing in England and Wales

    Two wedding rings on an official-looking document
  • Wednesday, 9 July, 2025
    Your QuestionsInsight & Comment
    Should we let our house during Wimbledon fortnight?

    What are the tax implications of letting our property during the tennis championships?

  • Wednesday, 2 July, 2025
    Your QuestionsInsight & Comment
    Can I take my Aussie pension without being taxed in the UK?

    I’ve been living in London for over 20 years and I’m now planning my retirement

  • Wednesday, 25 June, 2025
    Your QuestionsInsight & Comment
    Can I pass down crypto through my will?

    I’m thinking about the pitfalls with crypto versus more traditional assets

  • Wednesday, 18 June, 2025
    Your QuestionsInsight & Comment
    Is there ever a ‘right’ time to resign?

    I’ve been offered a new role but worry about the timing

  • Wednesday, 11 June, 2025
    Your QuestionsInsight & Comment
    Should I push for a divorce in the UK?

    My husband wants the hearing to take place in France

  • Wednesday, 4 June, 2025
    Your QuestionsInsight & Comment
    Should we diversify our investment portfolio?

    We are heavily invested in the US and are concerned that we are putting our money at risk

    Coins spilling out a basket with a map of the world in the background
  • Wednesday, 28 May, 2025
    Your QuestionsInsight & Comment
    Will my overseas pre-nup be valid if I divorce in the UK?

    My wife is American and I’m British but we signed it in California

  • Tuesday, 20 May, 2025
    Your QuestionsYour Questions
    Can my employer withhold pay after delaying my return to work?

    Employer holds up office start date by moving appointment with occupational health five times

    Montage of a person holding an empty purse with forms in the background
  • Wednesday, 14 May, 2025
    Your QuestionsInsight & Comment
    Should I move in with my new partner before I’m divorced?

    I’m worried this will have financial implications

  • Wednesday, 7 May, 2025
    Your QuestionsInsight & Comment
    Can I dismiss my company accountant?

    I suspect he’s been stealing company funds

  • Wednesday, 30 April, 2025
    Your QuestionsInsight & Comment
    Can I recover money from a collapsed supplier?

    The business went into administration owing me a significant amount of cash

  • Thursday, 24 April, 2025
    Your QuestionsPersonal Finance
    Which UK property should we treat as our principal residence?

    We have lived abroad for a number of years and want to get our tax affairs in order

  • Wednesday, 16 April, 2025
    Your QuestionsInsight & Comment
    Can I contest my share of our late mother’s estate?

    I believe my brother persuaded our mother to reduce my inheritance

  • Tuesday, 8 April, 2025
    Your QuestionsLaw
    Is my pre-nup still valid?

    I’m worried it won’t be upheld in my upcoming divorce

  • Wednesday, 2 April, 2025
    Your QuestionsInsight & Comment
    How can I ensure our business continues after I die?

    I’m worried my siblings will have to sell up to fund the inheritance tax

  • Friday, 28 March, 2025
    Your QuestionsInsight & Comment
    Should I help my daughter pay for her son’s school fees?

    I’m worried about how to structure payments fairly as I also have other children.

  • Wednesday, 19 March, 2025
    Your QuestionsInsight & Comment
    How should I start investing?

    I’m 25 years old and want to know what sectors to invest my money in and how much to contribute each month

  • Tuesday, 11 March, 2025
    Your QuestionsInsight & Comment
    Will new bill make it harder to evict our lodger?

    We’re worried that the renters’ rights bill will affect lodger licences as well as tenancies

  • Wednesday, 5 March, 2025
    Your QuestionsInsight & Comment
    Is my ex-wife entitled to half my British army pension?

    I served for 15 years before we got married — can this be taken into account?

  • Wednesday, 26 February, 2025
    Your QuestionsInsight & Comment
    End of remote working reopens custody battle — can we resolve the issue amicably?

    I’ve had to organise wraparound care after my employer made me return to the office

  • Friday, 21 February, 2025
    Personal Finance
    Bonus season: how does yours measure up?

    Our annual survey of FT readers shows bonus payouts are on the rise, but so too are tax concerns and school fees

    Illustration of a stork bird delivering a bag of money
  • Wednesday, 19 February, 2025
    Your QuestionsInsight & Comment
    Can I sell my ailing father’s Spanish home?

    We have a lasting power of attorney set up, but will it be valid abroad?

  • Wednesday, 12 February, 2025
    Your QuestionsInsight & Comment
    Can I cut my tax liabilities by leaving my assets to the nation?

    I am keen to still use the items up to my death if possible

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